Past Recordings and Resources
                                             2022 
                                          
- November 2, 2022
 What Do I Need to Know about Bonds, CD, and Fixed Income Investments?
 Financial news tends to focus on stocks and real estate investments but there is another group of investments that is equally important. These investments are often simply referred to as fixed income investments. These can include bonds, certificates of investment, annuities and other investments that provide regular returns or cash flow. This session will explain how these investments work and how they can be utilized to help meet your financial goals.
 Resources
 You-Tube Link
- October 26, 2022
 Personal Finances & Higher InflationThe US has been experiencing an annual inflation rate of over 5% for both 2021 and 2022. This follows nearly three decades of inflation rates rarely exceeding 3%. For many younger Americans, this might be the first time in their adult lives that they are experiencing higher inflation. This session will provide some tips on how to minimize the impact of inflation on your personal finances. 
 There are no resources for this webinar
 You-Tube Link
- October 12, 2022
 Using the Time Value of Money to Your AdvantageTime can be your best friend when it comes to your financial future. Understanding how to make financial decisions that take advantage of time can be helpful. This session will discuss how time can impact the results of financial decisions. 
 Resources
 You-Tube Link
- October 5, 2022
 Avoiding Financial FraudThe news is full of stories of financial fraud, scams, misleading claims and outright financial theft. How do you protect yourself from these scammers? This session will provide tips that you can use to reduce your risk of becoming a victim. It will also share information about what to do if you are a victim of financial fraud. 
 Resources
 You-Tube Link
- March 9, 2022
 Life Insurance: How Much Do I Really Need?
 Presenter: Joel Schumacher, Montana State University Extension
 There are no resources for this webinar
 You-Tube Link
- Creating Your Own Stimulus Package
 March 2, 2022
 Presenter: Joel Schumacher, Montana State University ExtensionThere are no resources for this webinar 
 You-Tube Link
- Tips and Tricks for Saving Money at the Store!
 February 16, 2022
 Presenter: Carrie Krug, MSU Extension Richland County Extension Agent
 Resources
 You-Tube Link
- The Benefits of Making Your Finances Automatic
 February 9, 2022
 Presenter: Joel Schumacher, Montana State University Extension
 
- Financial, Estate, and Health Care Planning Documents for Montanans Concerned about
                                                Memory Loss
 February 2, 2022
 Presenter: Marsha Goetting, Montana State University Extension
 Resources
 You-Tube Link
- Avoid Probate on Real Property by Filing a Transfer on Death Deed 
 January 26, 2022
 Presenter: Marsha Goetting, Montana State University Extension
 Resources
 You-Tube Link
- Who Gets Grandma’s Yellow Pie Plate & Grandpa’s Watch 
 January 19, 2022
 Presenter: Marsha Goetting, Montana State University Extension
 Resources
 You-Tube Link
- Think You Know Who Gets Your Property When You Die! Think Again! 
 January 12, 2022
 Presenter: Marsha Goetting, Montana State University Extension
 Resources
 
                                             2021 
                                          
- Comparing Mortgage Loan Options
 December 15, 2021
 Presenter: Joel Schumacher, Montana State University Extension
 Resources
 You-Tube Link
- Creating a Debt Repayment Strategy
 December 8, 2021Presenter: Joel Schumacher, Montana State University Extension 
 Resources
 You-Tube Link
- Save Money on Health Expenses with Flexible Spending Accounts, Montana Medical Care
                                                Savings Accounts and Health Savings Accounts
 December 1, 2021Presenter: Joel Schumacher, Montana State University Extension 
 Resources
 You-Tube Link
- Preparing to Meet with an Investment Advisor
 March 3, 2021Presenter: Joel Schumacher, Montana State University Extension 
 Resources
 You-Tube Link
- Accessing your Retirement Funds Early: Pros and Cons
 February 24, 2021
 Presenter: Joel Schumacher, Montana State University Extension
 Resources
 You-Tube Link
- Setting Good Investment Goals
 February 17, 2021
 Presenter: Joel Schumacher, Montana State University Extension
 
- Tips for Good Credit Management
 February 3, 2021
 Presenter: Carrie Johnson, North Dakota State University Extension
 Resources
 You-Tube Link
- Medicare
 January 13, 2021
 Presenter: Carrie Johnson, North Dakota State University Extension
 
                                             2020 
                                          
- Helping Your Kids Learn About Money
 December 9, 2020
 Presenter: Carrie Johnson, North Dakota State University Extension
- Budgeting: Getting the Most From Your Money
 October 21, 2020Presenter: Carrie Johnson, North Dakota State University Extension 
 Resources
 You-Tube Link
- Refinancing a Mortgage: What Do I Need To Know?
 October 14, 2020Presenter: Joel Schumacher, Montana State University Extension 
 Resources
 You-Tube Link
- Covid-19: Financial Issues for Consumers
 April 1, 2020
 Presenters: Joel Schumacher, MSU Extension and Carrie Johnson, NDSU Extension
 Resources
 You-Tube Link
- Families and Legacies:  Challenging Decisions
 March 25, 2020
 Presenter: Marsha Goetting, Montana State University Extension
 Resources
 You-Tube Link
- Financial and Estate Planning Legal Tools for the Early Stages of Alzheimer's Dementia
                                                or other Cognitive Impairments
 March 11, 2020
 Presenter: Marsha Goetting, Montana State University Extension
 
- To Quote Shakespeare:  To Have a trust or a will...Ayw...that is the question
 March 4, 2020
 Presenter: Marsha Goetting, Montana State University Extension
 Resources
 You-Tube Link
- Finances & Stress:  Causes, Biological Impacts and Management Tools
 February 5, 2020
 Presenters: Joel Schumacher, Montana State University Extension and Michelle Grocke, Montana State University Extension
 

